Megaloans ®

A world-class, state-of-the-art corporate and consumer loans system designed for big banks as well as financing and leasing companies.

MEGALOANS® forms part of the MEGABANKER application architecture which will give your banks the competitive edge in the sophisticated and demanding market of the future. Featuring an integrated solution to the loan management process through two powerful modules: Loans Management and Loans Origination.


Loans Management automates processes for loan release, statement of account or billing, collection, payment application and postdated check management.

A fully integrated system that keeps track of accounts receivable and payable, and automatically generates ledger (GL) entries for every transaction. Facilities for loan repricing and amendments are available as well as monitoring of collateral and insurance.

  System Features    
  Loan Release Management Inquiries
  Loan Payment Product Definition
  Loan Amendment Central Liability System
  CIF Module Batch Processing
  Collateral and Insurance General Ledger
  Post Dated Check Accounts Receivable
  Reports Accounts Payable
  Statement of Account Systems and Security

Loans Origination automates processes for loan application, credit investigation, collateral appraisal and loan approval.

Processes are supported by state-of-the-art document tracking and imaging system. Plus, credit scoring and credit analysis features that will assist loan officers in making fast but sound decision on loan applications.

  System Features    
  Workflow Oriented    
  Credit Scoring Enabled    
  Imaging Facility (Documents, Collaterals & Pictures)
  Paperless System (Electronic Processing of various documents &
  Amortization Schedule
  “Smart Card Ready” (additional security feature)
  Parametric (Product, Credit Scoring, Listing Options, etc.)
  Various delivery channels (Web, Phone- WAP, Dial-up for off-line
  Are you interested?
  To request a proposal from Infoserve Inc., please fill up the form here.